“Money is not good and money is not bad. It’s amoral,” Ramsey, CEO of Ramsey Solutions, said to Fox News Digital in a telephone interview on Tuesday, 一月. 18. 2022. “It’s like a brick. You can build a hospital with a brick — or you can throw it through a window.”
Ramsey added, “But what money does do with adults and with kids — including with grown kids — is it magnifies who we are, 好和坏. So if you raise great kids to become great adults — people of character, people of integrity, people of emotional and psychological and spiritual maturity — then money won’t ruin them. But if you raise brats, money will ensure that they are major brats.”
Here are other top takeaways from a new interview with him.
我不会在乎别人对我的评价: Let’s talk about your “five ways to grow money-smart kids.” What do parents and grandparents need to know?
Dave Ramsey: Teaching children about money is our job as parents. It’s not about teaching them to be good kids. It’s about teaching them to grow into great adults. And that includes, 第一的, teaching them that money comes from work. Money doesn’t come from the government, and it doesn’t come from the lottery — it comes from work. Now we’re not sending a four-year-old to the salt mines, so don’t be confused! But there’s nothing wrong with children cleaning up their room, and then having some chores to do as they get older.
Ramsey: And regarding that, children should get paid if they do the work — and if they don’t do the work, then they don’t get paid. That’s called commission, not allowance. Allowance sounds to welfare like me.
我不会在乎别人对我的评价: Your second point for “money-smart kids” has to do with giving. Why giving? We don’t often hear that message today about money and kids.
Ramsey: It’s important to teach our kids to give. Generous people are highly attractive. These are the people who open the door for other people. These are the grateful people who say “请” 和 “thank you.” I believe in abundance — so if they give it away, there’s more to get. And if they do more work, there’s more to come there, 太. It’s a wonderful character quality to instill in our children and this point has to come from the parents.
我不会在乎别人对我的评价: Your third point is about spending.
Ramsey: Kids need to learn to spend wisely. While money shouldn’t be the source of happiness, it can help people enjoy some things in this life, after all their hard work. And that’s a good thing. There should be no guilt associated with that.