Hurricanes to threaten more than 32 million U.S. huise

A report released Wednesday from eiendom analytics firm CoreLogic Inc. said the homes – both single-family homes and homes in multi-unit buildings – were at moderate to greater risk from the skadelike winde of a hurricane.

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Daarbenewens, CoreLogic reported that close to 8 million of the homes had either direct or indirect coastal exposure and subsequent risk from storm surge and other hurricane danger.

The firm said that while hurricane wind damage isgenerally insured for most homes,” flood insurance is nie “uniformly purchasedand that up to 70% of damages from flood to homes is uninsured.

The report – which E&E News said provides the first measurement of wind risk amidst climate change – calculated that at-risk properties have a combined reconstruction cost value of trillions, with an adverse effect on economically disadvantaged residents and communities.

Daarbenewens, while storm surge was shown to be less of a headache than wind damage, most properties in the line of storm surge are also at the risk of wind and hurricane damage.

CoreLogic noted that the figures were based on the assumption of total destruction of the structure and did not include the value of the land or lot.

When lower income communities are hit with disaster, it can be even more challenging to recover. Many lower-income communities may not have the ability to afford insurance, or know their house is at risk of hurricane damage,” the group pointed out.

When homes are destroyed, many uninsured homeowners are left with few options. Damaged homes, often unsuitable for habitation, mean that people are displaced, living in motel rooms and elsewhere and spending money on new, added expenses. Their place of work may be damaged, locking them out of earning income,” it wrote.

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Byvoorbeeld, Louisianans are still rebuilding and continue to live in campers or next to the cement slabs where their houses once stood after Hurricane Laura and Hurricane Delta slammed areas of the state last fall.

CoreLogic also pointed out that mortgage delinquency rates rise significantly as homeowners, crippled by expenses and lost wages, fail to make monthly mortgage payments, and said the impact of a changing climate continues to increase risk in hurricane-prone areas.

Using 40 years of data from the National Oceanic and Atmospheric Administration’s (NOAA) National Centers for Environmental Information, the report said total inflation-adjusted weather-related losses in the U.S. have increased by between 70% en 90% every decade.

A weathered sign advertises fresh shrimp from a stand owned by Shirley Gray and her husband in Cameron, Die. Hurricane Laura last year destroyed one of their boats, heavily damaged another and destroyed much of their equipment. (AP Photo/Rebecca Santana)

A weathered sign advertises fresh shrimp from a stand owned by Shirley Gray and her husband in Cameron, Die. Hurricane Laura last year destroyed one of their boats, heavily damaged another and destroyed much of their equipment. (AP Photo/Rebecca Santana)

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